Blog by Lisa Hilton Your Local Contact for Real Estate in Whistler and Pemberton

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Is it time to give your mortgage a check-up?

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Whistler Real Estate Co Ltd, #137- 4370 Lorimer Road, Whistler, BC V0N 1B4

 

2 out of 3 don't shop at renewal


Every now and then we see a mortgage stat that's a jaw-dropper.

This finding from Manulife Bank is one of them. It suggests there are a lot more people with money to burn than one might expect.

Manulife recently surveyed 1,000 Canadian homeowners between the ages of 30 to 59. Among respondents with a mortgage, two-thirds (65%) did not compare mortgages from more than one lender when they last renewed.


More specifically: 

  • 20% stayed with their current lender after maturity and did not negotiate 
  • 45% stayed with their current lender and tried to negotiate a good deal, but did not shop around 
  • 35% compared mortgages from several lenders and choose the best overall lender and product. 

Source: CanadianMortgageTrends.com