Blog by Lisa Hilton Your Local Contact for Real Estate in Whistler and Pemberton

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Is it time to Protect Yourself?

February 6th, 2012


 

 

With the 10-year mortgage rate being at an all-time historical low, now may be the time to get yourself some free, no obligation insurance against future interest rate increases.... at least for the next 120 days anyway.

Did you know that we are able to secure a 10-year fixed term at 3.99% for 120 days with some simple information just in case the rates take a funny turn and ...

Residential Mortgage Rates Effective February 3, 2012

February 3rd, 2012

 



Prime Rate = 3.00%

 

 

 

TERM

(fixed)

 

Bank

Rate

 

BEST

Broker

Rate

1 Year

3.50

2.80

2 Year

3.85 

3.09

3 Year

4.35

2.79

4 Year

4.99

2.95

5 Year

5.39

3.29

7 Year

6.35

3.89

10 Year

6.75

3.99

15 Year

N/A

9.55

18 Year

N/A

9.55

 

 Variable Rate

Mortgages

 

 

Prime

 

Prime - 0.20%

 

...

Residential Mortgage Rates Effective January 27, 2012

January 27th, 2012

 


Prime Rate = 3.00%

 

 

...

 

TERM

(fixed)

 

Bank

Rate

 

BEST

Broker

Rate

1 Year

3.50

2.80

2 Year

3.85 

3.09

3 Year

4.35

2.89

4 Year

4.99

2.95

5 Year

5.39

3.29

7 Year

6.35

3.89

10 Year

6.75

3.99

15 Year

N/A

9.55

18 Year

N/A

9.55

 

 Variable Rate

Mortgages

 

 

Prime

 

Prime - 0.20%

 

News Release (CREA) - Bank of Canada keeps interest rates on hold

January 18th, 2012
The Bank of Canada kept its trend-setting Bank Rate at 1.25 per cent on January 17th, 2012. This marks the 11th consecutive policy meeting in which borrowing costs have been left unchanged.

While recognizing that the outlook for the global economy had deteriorated and that uncertainty had increased since it released its October Monetary Policy Report (MPR), the Bank also made those same obse ...

Rates as of Friday, January 13, 2012

January 16th, 2012

Give your clients access to preferred rates.
As your Mortgage Specialists, we have access to virtually every major lender in Canada. But as you can see, we've reserved our best rates for your clients. What's more, once we have analyzed your clients' needs and utilized our seasoned negotiating skills on their behalf, it's entirely possible their rates may be even more attractive than what' ...

Residential Mortgage Rates Effective January 13, 2012

January 13th, 2012

 



Prime Rate = 3.00%

 

 

...

 

TERM

(fixed)

 

Bank

Rate

 

BEST

Broker

Rate

1 Year

3.50

2.80*

2 Year

3.85 

3.09

3 Year

4.35

2.89

4 Year

4.99

2.99*

5 Year

5.39

3.29

7 Year

6.35

3.89

10 Year

6.75

3.89*

15 Year

N/A

9.55

18 Year

N/A

9.55

 

 Variable Rate

Mortgages

 

 

Prime

 

Prime - 0.20%

 

The "skinny" on the newly advertised 2.99% five-year rate

January 13th, 2012

 

Beware of Low-Rate mortgage offerings as most have strings attached. Mortgages are a long-term investment and therefore, you need to make sure you're getting the right mortgage for your personal situation; not just the best rate.

 

In a recent ad campaign offering 2.99% for a 5-year fixed term,
did you know that with this type of mortgage you CANNOT:
 

  • You cannot refinance with, ...

BMO Bank of Montreal decreases 5 Year Low Rate Mortgage Rate* to 2.99%!!

January 12th, 2012
 

The rate of 2.99% on the 5 year Low Rate Mortgage is a limited time offer; available from January 12, 2012 through to January 25, 2012. The application must be received and entered in our system prior to January 25th, 2012 to take advantage of this offer. Please see the attached brochure for more information on our Low Rate Mortgage.

* The interest rate for a fixed rate mortgage is calcula ...

Residential Mortgage Rates Effective January 12, 2012

January 12th, 2012

 



Prime Rate = 3.00%

 

 

 

TERM

(fixed)

 

Bank

Rate

 

BEST

Broker

Rate

1 Year

3.50

2.89

2 Year

3.85 

3.09

3 Year

4.35

2.89

4 Year

4.99

3.19

5 Year

5.39

3.29

7 Year

6.35

3.89

10 Year

6.75

4.39

15 Year

N/A

9.55

18 Year

N/A

9.55

 

 Variable Rate

Mortgages

 

 

Prime

 

Prime - 0.20%

 

...

Is it time to give your mortgage a check-up?

January 9th, 2012


Most people visit a doctor at least once a year to help ensure they remain physically healthy but the number of people who check their financial health by regularly reviewing their mortgage is far less.

Why do I need a mortgage check-up?

  • You are planning to have children
  • You are planning to retire in the near future
  • You or your spouse has recently changed employment
  • You are looking to ...
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